Debt Limits Sometime Require a Chapter 11

It is unusual for a consumer filing for reorganization under the bankruptcy code to resort to Chapter 11. There is a good reason for this. Chapter 13, involved as it may be with the accounting for property and making monthly payments to a Chapter 13...

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Should You Use A Debt Settlement Firm Instead Of Getting Relief Under The Bankruptcy Code?

There are varying opinions on whether using a debt settlement agency makes sense and “saves” a debtor from filing bankruptcy in an effective fashion. As a bankruptcy lawyer, many of my clients have tried using such agencies and the effort...

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To Reaffirm Or Not To Reaffirm: That Is The Question.

 Whenever a person files a bankruptcy petition in Chapter 7, that person is usually looking for a “fresh start” by obtaining a discharge of their debts. With certain few exceptions, the discharge that a person (called the...

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